• A loan from a bank comes either secured or unsecured. You may already have unsecured loans from the bank and not even realise. Your overdraft facility and credit cards are forms of unsecured loans. If for some reason you don’t pay these debts the...
    • IVA are for those people who have the bankruptcy problem looming over there heads. These are the most beneficial for all those people who are under a lot of debts and are facing bankruptcy. IVA stands for Individual Voluntary Agreement. It is an agr...
    • Overview Bankruptcy may be defined as the legally declared inability of an individual or organisation to pay their creditors, who represent a third party which supplied, to the individual or organisation, a product or service for which they are lega...
    • There are many options available to us when looking at ways to deal with our debt which can leave us confused. Credit counseling programs, debt settlement, debt consolidation loans and bankruptcy are some of the options we can take. One might want t...
    • Bankruptcy makes a person financially unstable. In that situation he will not be able to run his life smoothly. Some times in order to paying higher rate of interestin a loan results into bankruptcy. Bankruptcy refinancing is just as same as replaci...
    • Summary: Personal loans, as the name suggests, are designed to curtail all kind of personal expenses of an individual. These expenses can be almost for anything like children's wedding, higher education and abroad studies, purchase of jewellery and...
    • If a person files bankruptcy, the after effects of this continue for long. The bankruptcy remains on your credit report for six years at least. This prevents you from getting the good loan rates of the market. But an IVA after bankruptcy is a good o...
    • There are people who live on loans unlike others who take loans but by thinking wisely. Both these types of people can suffer if they cannot repay these loans. IVA debt program was designed to help these people in 1986. IVA debt is a program which h...
    • History of banks The first modern bank was founded in Italy in 1406 and was called Bank of St. George. Since 1406 banks have sprouted all over the world and have created different specialties for financing. For example, retail banking mostly refers...
    • At some point in your life, you may need bankruptcy advice. Although it is not something you may not like to consider, there are times in life when bills become more than you can handle and you have no other alternative but to file bankruptcy. There...
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